:root {
  --navy: #0d1b2a;
  --navy2: #13263a;
  --blue: #1a6fb5;
  --blue-l: #e8f1f8;
  --orange: #e8722a;
  --text: #25313d;
  --muted: #5d6b7a;
  --bg: #f7f9fb;
  --line: #dde5ec;
  --radius: 10px;
}
* { margin: 0; padding: 0; box-sizing: border-box; }
body {
  font-family: "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  color: var(--text);
  background: #fff;
  line-height: 1.65;
}
img { max-width: 100%; }
a { color: var(--blue); text-decoration: none; }
.container { max-width: 1120px; margin: 0 auto; padding: 0 24px; }

/* Header */
header {
  position: sticky; top: 0; z-index: 50;
  background: #fff; border-bottom: 1px solid var(--line);
}
.nav { display: flex; align-items: center; justify-content: space-between; height: 68px; }
.logo { font-weight: 800; font-size: 20px; color: var(--navy); letter-spacing: -0.3px; }
.logo span { color: var(--orange); }
nav ul { display: flex; gap: 28px; list-style: none; align-items: center; }
nav a { color: var(--text); font-weight: 600; font-size: 15px; }
nav a:hover { color: var(--blue); }
.btn {
  display: inline-block; padding: 11px 24px; border-radius: 6px;
  font-weight: 700; font-size: 15px; transition: .2s;
}
.btn-primary { background: var(--orange); color: #fff; }
.btn-primary:hover { background: #d0611d; }
.btn-outline { border: 2px solid #fff; color: #fff; }
.btn-outline:hover { background: #fff; color: var(--navy); }

/* Hero */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy2) 60%, #1b3a5c 100%);
  color: #fff; padding: 96px 0 110px;
}
.hero h1 { font-size: 44px; line-height: 1.15; font-weight: 800; max-width: 760px; letter-spacing: -1px; }
.hero h1 em { color: #ffb07a; font-style: normal; }
.hero p.sub { margin: 22px 0 34px; font-size: 19px; color: #c3d2e0; max-width: 660px; }
.badge-row { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 44px; }
.badge {
  border: 1px solid rgba(255,255,255,.25); border-radius: 30px;
  padding: 7px 18px; font-size: 14px; color: #dbe6f0;
}

/* Sections */
section { padding: 76px 0; }
section.alt { background: var(--bg); }
.eyebrow { color: var(--orange); font-weight: 800; text-transform: uppercase; letter-spacing: 2px; font-size: 13px; }
h2 { font-size: 32px; color: var(--navy); margin: 10px 0 16px; letter-spacing: -0.5px; }
.lead { color: var(--muted); font-size: 17px; max-width: 720px; }

.grid { display: grid; gap: 24px; margin-top: 40px; }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }

.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 28px; transition: .2s;
}
.card:hover { box-shadow: 0 8px 28px rgba(13,27,42,.09); transform: translateY(-2px); }
.card .icon { font-size: 30px; }
.card h3 { color: var(--navy); font-size: 18px; margin: 14px 0 8px; }
.card p { color: var(--muted); font-size: 14.5px; }
.card a.more { font-weight: 700; font-size: 14px; display: inline-block; margin-top: 12px; }

/* Tag & Topic */
.tag {
  display: inline-block; font-size: 11.5px; font-weight: 800; letter-spacing: 1px;
  text-transform: uppercase; color: var(--orange); background: #fdeee2;
  padding: 4px 10px; border-radius: 4px; margin-bottom: 12px;
}

/* Placeholder cover image */
.cover {
  width: 100%; height: 200px; border-radius: var(--radius);
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy2) 55%, #2b4a6f 100%);
  display: flex; align-items: center; justify-content: center; flex-direction: column;
  gap: 8px; color: #c3d2e0; margin-bottom: 18px; overflow: hidden; position: relative;
}
.cover svg { width: 54px; height: 54px; opacity: .9; }
.cover .cover-label {
  font-size: 12px; font-weight: 800; letter-spacing: 2px; text-transform: uppercase;
  color: #ffb07a;
}
.cover-lg { height: 300px; }
.cover-sm { height: 150px; }
.cover .cover-img { width: 100%; height: 100%; object-fit: cover; display: block; }
.cover.plain { background: var(--bg); border: 1px dashed var(--line); color: var(--muted); }
.cover.plain .cover-label { color: var(--muted); }
.topic {
  display: block; background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 28px; color: var(--text); transition: .2s;
}
.topic:hover { box-shadow: 0 8px 28px rgba(13,27,42,.09); transform: translateY(-2px); }
.topic-icon { font-size: 30px; }
.topic h3 { color: var(--navy); font-size: 18px; margin: 14px 0 8px; }
.topic p { color: var(--muted); font-size: 14.5px; }
.topic .more { font-weight: 700; font-size: 14px; color: var(--blue); display: inline-block; margin-top: 12px; }

/* News list */
.news-item { display: flex; gap: 20px; padding: 24px 0; border-bottom: 1px solid var(--line); align-items: flex-start; }
.news-item:last-child { border-bottom: none; }
.news-date {
  flex: 0 0 90px; font-size: 13px; font-weight: 700; color: var(--muted);
  padding-top: 2px; text-align: right;
}
.news-thumb { flex: 0 0 140px; height: 90px; border-radius: 8px; overflow: hidden; }
.news-thumb .cover { height: 100%; margin: 0; }
.news-thumb .cover svg { width: 30px; height: 30px; }
.news-thumb .cover-label { font-size: 10px; }
.news-item h3 { color: var(--navy); font-size: 19px; }
.news-item h3 a { color: inherit; }
.news-item h3 a:hover { color: var(--blue); }
.news-item p { color: var(--muted); font-size: 14.5px; margin-top: 4px; }
.news-body { flex: 1; }

/* Steps */
.step { display: flex; gap: 18px; padding: 20px 0; border-bottom: 1px solid var(--line); }
.step:last-child { border-bottom: none; }
.step .num {
  flex: 0 0 40px; height: 40px; border-radius: 50%;
  background: var(--blue-l); color: var(--blue); font-weight: 800;
  display: flex; align-items: center; justify-content: center;
}
.step h4 { color: var(--navy); }
.step p { color: var(--muted); font-size: 14.5px; }

/* Table */
.table-wrap { overflow-x: auto; margin-top: 32px; border-radius: var(--radius); border: 1px solid var(--line); }
table { width: 100%; border-collapse: collapse; background: #fff; font-size: 14.5px; }
th { background: var(--navy); color: #fff; text-align: left; padding: 13px 16px; font-size: 13.5px; }
td { padding: 12px 16px; border-top: 1px solid var(--line); vertical-align: top; }
tr:nth-child(even) td { background: var(--bg); }

/* Article */
.article { max-width: 820px; margin: 0 auto; }
.article h2 { font-size: 26px; margin-top: 40px; }
.article h3 { color: var(--navy); margin: 26px 0 10px; font-size: 19px; }
.article p, .article li { color: var(--text); font-size: 16px; }
.article ul, .article ol { padding-left: 24px; margin: 12px 0; }
.callout {
  background: var(--blue-l); border-left: 4px solid var(--blue);
  padding: 16px 20px; border-radius: 6px; margin: 22px 0; font-size: 15px;
}
.breadcrumbs { font-size: 14px; color: var(--muted); padding: 26px 0 6px; }

/* Stats */
.stats { display: grid; grid-template-columns: repeat(4,1fr); gap: 20px; margin-top: 40px; }
.stat { text-align: center; padding: 28px 12px; background: rgba(255,255,255,.06); border-radius: var(--radius); border: 1px solid rgba(255,255,255,.12); }
.stat b { font-size: 34px; color: #ffb07a; display: block; }
.stat span { color: #c3d2e0; font-size: 14px; }

/* CTA band */
.cta-band { background: var(--navy); color: #fff; text-align: center; padding: 70px 0; }
.cta-band h2 { color: #fff; }
.cta-band p { color: #c3d2e0; max-width: 560px; margin: 0 auto 28px; }

/* Form */
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-grid .full { grid-column: 1 / -1; }
label { font-weight: 700; font-size: 14px; color: var(--navy); display: block; margin-bottom: 6px; }
input, select, textarea {
  width: 100%; padding: 12px 14px; border: 1px solid var(--line); border-radius: 6px;
  font-size: 15px; font-family: inherit; background: #fff;
}
input:focus, select:focus, textarea:focus { outline: 2px solid var(--blue); border-color: transparent; }

footer { background: var(--navy); color: #9fb2c4; padding: 48px 0 28px; font-size: 14px; }
footer .cols { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 40px; }
footer h4 { color: #fff; margin-bottom: 12px; }
footer ul { list-style: none; }
footer li { margin: 8px 0; }
footer a { color: #9fb2c4; }
footer a:hover { color: #fff; }
.copy { border-top: 1px solid rgba(255,255,255,.12); margin-top: 36px; padding-top: 20px; text-align: center; font-size: 13px; }

@media (max-width: 860px) {
  .grid-3, .grid-4, .grid-2, .form-grid { grid-template-columns: 1fr; }
  .stats { grid-template-columns: repeat(2,1fr); }
  .hero h1 { font-size: 32px; }
  nav ul { display: none; }
  footer .cols { grid-template-columns: 1fr; }
}